Most working people look forward to retirement. They look forward to the day when they do not have to wake up in the morning, jostle with the crowd during rush hour, to go to the office to a list of tasks waiting for them to do. They long to travel the world, and visit places of interest. They want to engage in their hobbies, or just relax by some beaches enjoying a cocktail or two.
However, there are also people who dread retirement. After a lifetime of working, they suddenly find that there is no reason for them to get up in the morning. They feel lost. They don’t know what to do with their time. Work keeps them occupied. It gives them a sense of accomplishment. Now, they feel useless, wasting time, with nothing to do, and no income at the end of the month. Some of them got really depressed.
Whether you belong to the first group, or second group of people, the day of retirement will come. And you have to prepare for it.
For the first group of people, you have to ask yourself, can your funds sustain your lifestyle in retirement. You don’t want to spend all your money in the first few years of retirement and find that you have no money left in the latter years. That would be sad.
For the second group of people, you have to plan what you are going to do when you retire. Take up a hobby, or if you prefer to work, look for something else to do. You can learn a new skill, get a new job. Or, maybe you can do community service. Do voluntary work. You get to meet people, make friends, and help people who are in need. You will find it fulfilling, and quietly grateful that you are better off than a lot of other people.
Unless you have your retirement mapped out, work, and kind of work is good for you. It keeps you busy. It keeps your mind ticking, occupied, and in working order. It gives you a sense of purpose – a sense of usefulness.
One of the dangers of retirement is that your mind starts to go. You don’t get to exercise the little grey cells, and they begin to slow down and die. Some people, out of boredom, pick up bad habits and their lives go downhill from there.
At the end of the day, by that age, we should have enough sense to do the right thing, do what is best in our interest.
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